Online Driving Class Could Lower Your Auto Insurance
The recession calls for budget cuts and expenditure slices in nearly everyone’s life. Insurance companies are preying on this by advertising “Save up to $408 a year!” everywhere from your television to your Internet perusing to your mailbox. It comes as an unsettling disappointment when you call one of these companies and find out they actually are $8 more a month.
What if you could guarantee a drop in your current car insurance company simply by taking an online driving course?
According to AOL News, you can.
By taking the time to finish one of these brief online courses, in which you take part in a simulated virtual driving course and relearn your defensive driving skills, you could lower your insurance premium by 5% to 15%. Not all states participate, so it’s a good idea to call your insurance company to see if your policy qualifies. If you are able to earn yourself this reduction, you could have this discount for up to three years.
Full time college students that maintain above a 3.0 GPA also may pursue the “Good Student” discount, another approximately 10% of savings.
Here are some of the online driving courses available:
- An Online Defensive Driving Course by Improv
- American Safety, Inc.
- I DRIVE SAFELY
- American Safety Council
- National Point Insurance and Reduction Course, Inc.
An online course fee is around $50, compared to the classroom alternatives that range from $20 to $40.
To find out the online courses available specifically for your state, contact your Department of Motor Vehicles.
WOW!, this is really a good thing in these times of recession. But I wonder if a simulator could work exactly as it happens in real world. However is a good idea. thanks for sharing.